Lanham Financial Advice is a privately owned, Sydney financial advisor and wealth manager that was established in June 1989.
As a boutique advisory firm, our clients receive the personal touch, rather than be treated as just a number.
All investments are made in our client’s names directly with the recommended institutions, which provides the highest level of security.
Our business model is to keep our practice small and manageable, with a focus on quality clients who have life aspirations that they wish to fulfil through money, advice and planning.
Our personalised financial advice and individual wealth management, ensures that you don’t get lost amongst a bigger practice, or institution, where you can become just a number, changing financial advisors regularly with no personalised care.
Our financial advisers have worked in the practice for many years and are committed to providing advice that is just not numbers, but personalised for you to achieve your life aspirations.
Since April 2000, Lanham Financial Advice has operated with its own Australian Financial Services Licence (ASFL No. 222769) that was issued by the Australian Securities and Investment Commission (ASIC), and is audited on an annual basis.
Holding our own ASFL enables us to provide personalised financial advice and individual wealth management that is free of influence by any bank or financial institution.
This ensures that our financial advisors provide personalised financial advice and individual wealth management that is always without bias or influence.
Offerings by large institutions and industry super funds, that categorise you into a prepackaged plan or mix of investments, is not financial advice or wealth management.
In our eyes, great financial advice is tailored to your life aspirations and unique circumstances. It’s personal.
We template our strategic advice into either a Retirement Roadmap or a Financial Game Plan as a starting point. But, from the thousands of Retirement Roadmaps and Financial Plans that we have formulated over the last three decades, no advice has been the same, not even close.
That’s the value of professional tailored personalised financial advice.
We understand and are flexible enough to cater for people who may or may not wish to have a high level of understanding of their strategic positioning, or wealth management.
How involved you are is up to you, but it is important that you communicate any current or potential change that may require a change to your financial plan.
We monitor changes to legislation and macro events, so you do not need to concern yourself with these complex legal changes and economic events that influence your strategic plan or individual investments.
We evaluate each of your investments on an ongoing basis, providing recommendations for new opportunities and enhancements where warranted.
Our role is to provide you with personalised financial advice that is unique to your personal circumstances. Importantly, all investments are held in your name directly with each recommended institution or broker, which provides you with the highest level of security.
The financial advisory and financial planning industry usually out-source the investment and wealth management of their clients. At Lanham Financial Advice we tailor each client’s investment portfolio to ensure that they have the best opportunity of achieving their strategic goals.
Since 1994 we have used platforms to enable our clients to save and have the added flexibility by investing on a wholesale basis with managed funds and with discounted brokerage when investing in direct shares.
By utilising Lanham Financial Advice for wealth management, you will have your own tailored individual portfolio that is designed around our Timeline of Investing and Draw Down Approach.
Over the last 27 years these two unique strategic approaches to investing have enabled our clients to draw what they need to meet their day-to-day living needs, regardless of where interest rates or the share market are heading.
These two unique strategic approaches have also enabled our clients to absorb the market peaks and troughs with little, if any, impact on their long-term wealth.
Lanham are experts in providing step-by-step strategic advice that once followed, has enabled many clients to pay out their mortgages by early retirement, and accumulate additional substantial wealth over what was projected, had they continued with their current direction.
By analysing your financial situation and discussing your life aspirations for yourself and your family, we help prepare detailed projections on where you are heading. After identifying any shortfall in assets, or deficiency in future cash flow, we provide strategic advice and use specific financial steps to get you where you need to be for a successful retirement.
Our Financial Game Plan is tailored to your unique circumstances and life aspirations. We can assist in analysing your financial situation, discussing your life aspirations and all the things you want to do for yourself and your family that will require money, advice, and planning.
No matter what stage of your Retirement Roadmap or Financial Game Plan, investing by using sound advice with your future in mind plays a vital role in successfully achieving your life aspirations.
An informed superannuation structure is a crucial way of ensuring that a person or people achieve their desired financial outcomes. Our expert SMSF strategies have been developed from experience of more than 30 years in taxation, auditing, accounting, corporate tax, consulting, financial advising, and investment management.
Family protection and personal insurance is an integral part of the advice which we offer. This protection for you, your spouse and children can provide peace of mind should disability, critical illness or loss of income fall upon you at any stage of life.
An essential part of Estate Planning is to ensure that in the event of death, or the death of a loved one, the estate assets are distributed as desired. This process is usually carried out in parallel with a Financial Health Check.
Lanham has creative strategies to help you achieve your goals and eliminate the stress that excess or unnecessary financial obligations can have on your future aspirations.
A Financial Health Check is the best way to see exactly where you can free up unnecessary spending to make your money work smarter for you.
Thinking of selling or exiting your business? Lanham has the tools and expert advice to help you successfully move on to the next stage of your life plans.
Lanham Financial Advice has a respected relationship with the Department of Veterans Affairs and has built significant expertise in providing speciality financial advice and wealth management to Australia’s veterans and their families.
We have been using Peter’s expertise in all things financial since 1990 and have always been impressed by his diligence, honesty and integrity. Our financial goals are on track under his care and we are always confident that he has our best interests at heart when making recommendations and investment decisions. We can highly recommend Peter and his dedicated team’
We have been clients of Peter for many years now. He has always given sound information in his newsletter on the performance of our investments and made appropriate suggestions as to and when they should be changed to ensure that they are performing to our needs.
I am a retired company accountant and have been comfortably living off reasonable interest and dividends until recently. A friend recommended Peter so we sought his advice to deal with the current and probably long term dilemma of low interest rates. Peter has provided my family with invaluable advice for the management of my investments both inside and outside Super.