retirement advice
The Australian Retirement Crisis – Part 3 – How Much Will You Need? From the countless consultation I have had for retirement advice in Sydney in recent years with Baby Boomers (‘Boomers’), one of their main challenges they have is identifying their accurate cost of living and exactly how much superannuation they will need at retirement. These challenges Boomers face are partly why companies like Lanham Financial Advice exist. The impending retirement crisis is one
retirement crisis
Currently, around 40 per cent of Australia’s workforce is made up of Baby Boomers (‘Boomers’).  Like the rest of the developed world, Australia is on the crest of a demographic tsunami, as the balance of around three million of Australia’s Boomers pass retirement age over the next ten years.  With so many Australians retiring around the same time, this will put enormous pressure on the Federal Government’s ability to fund the age pension. What is
Financial Advice Sydney

The Coming Retirement Crisis

Posted by crmichael on  November 5, 2019

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Category: Uncategorized
This article is the first of a series of blogs on what I feel is one of the biggest, single themes of our generation. From the many conversations that I have when providing financial advice to baby boomers approaching retirement, the big issue seems to be the affordability of retirement. The main concerns are: Will I have enough to retire? How do I generate an income stream to meet my ever-increasing living costs in this
How to ensure you have enough to retire

How to make sure you have enough to retire

Posted by crmichael on  November 1, 2019

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Category: Uncategorized
We all have busy lives, combining substantial work commitments while simultaneously trying to balance our family lives. Each year seems to be passing more quickly, and as the years tick by, Lanham Financial Advice Sydney has helped many Australians who are close to retirement make sure they have enough to retire and enough assets to lead the life they aspire throughout retirement. In my last article titled Will you have enough to retire?, I provided
Will I have enough to retire?

Will you have enough to retire?

Posted by crmichael on  October 28, 2019

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Will you have enough to retire? Will I have enough to retire? If you are approaching retirement, then chances are you’ve asked yourself this question at least once.  While there are a variety of predictions in the market place on what the average annual income is needed, we have found from our cost of living analysis that most retirees who have come to us for financial advice require an income on average of $72,000 per annum to

Trade War between US and China

Posted by crmichael on  September 3, 2019

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Category: Uncategorized
Trade War between US and China The trade war between the US and China has escalated in recent months with tit for tat moves on an almost daily basis from each country creating headlines and uncertainty when providing financial advice or making investment decisions. The uncertainly has led to share markets falling sharply on an almost daily basis and safe haven assets like bonds and gold have benefited. A trade war is where countries raise

The US and China trade war: The world in transition

Posted by crmichael on  September 3, 2019

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Category: Uncategorized
The US and China trade war has escalated in recent months with tit for tat moves being made on an almost daily basis between both sides (another article on this can be found here). But, this is not a recent phenomenon; China has been pegging the Yuan to the USD for decades, and things aren’t likely to change any time soon.  So why all of a sudden is the currency manipulation and tariff protection so

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